Asset Allocation

Decide how much to invest in stocks, bonds, and more.

Asset allocation is the process of deciding how much of your portfolio goes into different asset classes.

Common Asset Classes

Stocks — growth potential but higher volatility.
Bonds — steady income and lower risk.
Cash — safe but limited growth.
Alternatives — real estate, commodities, or crypto for diversification.

Why Allocation Matters

Determines the overall risk and return of your portfolio.
Aligns investments with your financial goals and timeline.
Helps you stay disciplined during market ups and downs.

Example

A conservative investor might hold 20% stocks, 60% bonds, and 20% cash.
An aggressive investor might hold 80% stocks, 15% bonds, and 5% cash.